Analisis portofolio kredit: studi kasus di pt. bank mandiri

Setyo Utomo, Bagyo (2003) Analisis portofolio kredit: studi kasus di pt. bank mandiri. Masters thesis, Institut Pertanian Bogor.

[img]
Preview
PDF
E9B-01-Bagyo-Cover.pdf

Download (102kB)
[img]
Preview
PDF
E9B-02-Bagyo-Abstrak.pdf

Download (85kB)
[img]
Preview
PDF
E9B-03-Bagyo-RingkasanEksekutif.pdf

Download (96kB)
[img]
Preview
PDF
E9B-04-Bagyo-Daftar_Isi.pdf

Download (112kB)
[img]
Preview
PDF
E9B-05-Bagyo-BabIPendahuluan.pdf

Download (187kB)
Official URL: http://elibrary.mb.ipb.ac.id

Abstract

CREDITS PORTFOLIO ANALYSIS A CASE STUDY AT PT.BANK MANDIRI BAGYO SETYO UTOMO The Objectives of this study was to identify environment factors that influence to ortfolio setting Bank Mandiris credit position. In the analysis its used GEs portfolio matrix approach, to formulate a portfolio strategies based on grouping of 6s economic sector (Agriculture, Industry, Mining, Trading, Services and Others), in term of maintenance and development of effective and efficient credit management. The Research need internal and external Bank Mandiris information, both financial and non financial , primary and secondary data i.e. Bank Indonesias website. Primary data were collected from all internal Bank Mandiris respondents who have competencies in related field. The Purposive Sampling Method is used to define respondent and then created by paired comparison technique with weighted, valued and scoring approach to influences factors. In fact, The Porters approach shows that the competition level of Bank Mandiri in credit financing industry is in the middle position for all involve variables, except variable of new comers threat is high. The results of GEs Portfolio Matrix analysis found a fact that in the recent (2002) all economic sectors of credit portfolio were in selective position, it means in the average position of industries. But the lending distribution to economic sector were still not appropriate to distribution of Gross Domestic Products portion. In term of maximizing performance and achieving a long term goals on next five years (2007) the credit position in GEs matrix should be allocated to selective growths position where majority sectors still dominated market. SOME STRATEGIES CAN BE IMPLEMENTED TO ACHIEVE THE LONG TERM CONDITIONS. THEY ARE AGGRESSIVE MARKET DEVELOPMENT , UNCEASING PROMOTION BUT SHOULD BE SELECTIVE, ENHANCE THE HUMAN RESOURCES COMPETENCY BY TRAINING IN CREDIT FIELD AND USING A TECHNOLOGY INFORMATIONS APPLICATION ESPECIALLY EMAS PROGRAM IN CREDIT APPROVAL AND MAINTENANCE PROCESS. FINALLY, THE RECOMMENDATION THAT CAN BE IMPLEMENTED BY BANK MANDIRIS MANAGEMENT IS SETTING CREDITS PORTFOLIO SECTORS IN AGRICULTURE 10%, MINING 5%, INDUSTRY 35%, TRADING 25%, SERVICES 10% AND OTHERS 15%.

Item Type: Thesis (Masters)
Uncontrolled Keywords: PT. Bank Mandiri (Persero), Analisis lingkungan industri dari Porter, Analisis matriks General Electric, Portofolio kredit per sektor ekonomi,Corporate Plan, Market leader, Alternatif strategi pengembangan.
Subjects: Manajemen Keuangan
Depositing User: Library
Date Deposited: 18 Aug 2011 08:32
Last Modified: 18 Aug 2011 08:32
URI: http://repository.sb.ipb.ac.id/id/eprint/214

Actions (login required)

View Item View Item